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SFG Insights

News and information to help improve your Four Capitals
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Financial Planning

Understanding Your Credit Score

Your credit score is used in many aspects of your life. Lenders and creditors often run your credit report and use your score to determine what kind of loans or credit to offer you. Additionally, some employers request to see your credit score as part of their hiring process. Your credit score is determined from your individual credit report, and there are five categories taken into consideration.

By Alyssa Dalbey
April 30, 2018
Investment Management

SFG’s View on Energy Diversification

It is important to insulate your portfolio against inflation while also maintaining diversification. Investing in energy covers both of these areas. Trying to forecast the price of energy is like watering your yard during a rainstorm — it’s a waste of time. For example, oil prices change not only due to supply and demand, but also as a result of US dollar fluctuations, geopolitical tensions, and more. This blog post focuses on recent technological developments within and how to capture exposure to energy.

By Russ Schultz
April 24, 2018
Estate Planning

Planning for a Digital Legacy

Digital property is increasingly becoming a more important part of estate planning. Individuals should consider their digital property, in addition to their tangible assets, when finalizing and reviewing their estate plans.

By Alyssa Dalbey
April 24, 2018
Psychological Space

Coming Full Circle with Soroptimist International of Truckee Meadows

Soroptimist International of Truckee Meadows (SITM) is part of a worldwide organization of women who empower other women and girls through programs and scholarships. Since the first scholarship awarded in 1980, SITM has helped 295 undergraduate and 98 graduate students achieve their educational goals. Schultz Financial Group’s very own Vicki Schultz has been a member since 1994 and has helped many women throughout this time, including Melissa Kreck, who just became a SITM Member herself after the organization granted her a scholarship years ago.

By Schultz Financial Group Inc.
April 24, 2018
Investment Management

The Complexity of Shadow Banking in China

To understand shadow banking, we must first know how traditional banking structures operate.

By Schultz Financial Group Inc.
April 18, 2018