As the Internet of Things (IoT) continues to grow, cars, appliances, watches, and phones will more frequently communicate directly with each other without a person initiating the message. Learn more about cybersecurity risks in connected cars.
ByThe Tax Cuts and Jobs Act was approved by Congress and signed by President Trump in late December 2017. The Tax Cuts and Jobs Act features the most changes to the U.S. tax code in decades and it will impact nearly every individual and business. The SFG Financial Planning team is researching how these changes will impact our clients. Most of the provisions discussed in this article are active for tax years 2018 through 2025. Below is our summary of the how Tax Cuts and Jobs Act will affect individuals.
ByOne of the macroeconomic areas of risk to the economy is public and private pension liabilities. The former also has an effect on the municipal bond market. The risk to the public and private pension system is underfunding. This happens when a pension fund has liabilities on its balance sheet which outweigh its assets.
ByThe human immune system is incredibly complex and incredibly smart. Your immune system knows when you’re getting sick, sometimes days, months or even years before the problem is diagnosed. If we were able to read the tiny, microscopic signs of our immune systems, we could catch and treat diseases like ovarian or pancreatic cancer before they become deadly.
ByFor years now, when people think about Emerging Asia they may find themselves thinking about China. China has dominated the Emerging Asia conversation for the last decade, while smaller but still budding countries barely make a footnote in the conversation. What is SFG’s perspective on what a truer Emerging Asia exposure looks like? It lies within allocating away from China and companies with a massive global reach.
ByTo help protect your family and your property, it is important to avoid known causes of fire, install proper fire detection and prevention in your home, and practice your family escape plan, so you know what to do in case of a fire emergency.
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Celebrating Mother’s Day After Your Mom Is Gone
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Grief looms large on holidays, especially ones that remind you of someone you’ve lost, such as Mother’s Day, Father’s Day, birthdays or anniversaries.
The Lies We Tell Ourselves About Multitasking
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Our brains aren’t wired to juggle tasks. Remember what it was like to do one thing at a time?
How To Get A Free Stay On A European Stopover
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If you're planning to travel to Europe long-distance, it makes sense to take in an extra city or two. Here are three airlines that offer exciting stopover destinations en route to the final adventure.
From Kiplinger: Free Yourself of Stuff, Consider Downsizing
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Experts make downsizing and decluttering seem simple: Keep, trash or donate. You likely won’t be able to do it in a day. But here are some tips on how to start effective downsizing and decluttering.
What Happens if My Bank Fails?
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Learn more about why banks fail, how FDIC insurance works to help you recoup your money, and how to protect your finances.Market commentary is intended for convenience, educational, and informational purposes only and should not be construed as individualized advice or recommendations. The discussions contained on this page are not a substitute for investment advice from a professional adviser. Readers should not use this content as the sole basis for any investment, financial planning, tax, legal or other decisions. Rather, a professional adviser should be consulted, and independent due diligence should be conducted before implementing any of the options referenced. While information presented is believed to be factual and up to date, Schultz Financial Group (“SFG”) does not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Due to various factors, including but not limited to changing market conditions, this market commentary may no longer be reflective of current opinions or recommendations. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change.