Curated Insights

Financial Matters

News and information to help improve your Four Capitals
the approach
Retirement Planning

2023 Retirement Plan Contribution Limits

Retirement plan contribution limits are reviewed each year and are occasionally adjusted by the IRS. This article is current for 2022 limits.

Posted By Alyssa Dalbey
February 1, 2023
Investment Management

Options to Consider for Cash Investments

Cash is an asset class that may be overlooked. However, we believe it plays a key role in the overall diversification of a portfolio. Now that the U.S. is moving out of a 0% interest rate environment, investors may earn meaningful interest on their cash positions. There are a Few Options to Consider for Cash

Posted By Alyssa Dalbey
January 31, 2023
Estate Planning

Estate and Gift Tax Limits for 2023

The IRS has announced that in 2022, the estate and gift tax exemption will be increased to $12,060,000 per individual, up from $11.7 million in 2021.

Posted By Alyssa Dalbey
January 19, 2023
Retirement Planning

Social Security Benefits Increasing in 2023

Each year, the Social Security Administration announces the annual cost-of-living adjustment (COLA). In October, they announced that Social Security and Supplemental Security Income (SSI) benefits will increase by 1.6% in 2020.

Posted By Alyssa Dalbey
January 19, 2023
Tax Planning

Use Tax-loss Harvesting to Offset Capital Gains

While conventional wisdom often states that investments will grow over time, that isn’t always the case. Fortunately, when an investment’s return is down, there is potential for harvesting tax losses. Tax-loss harvesting may reduce your annual income tax liability. What is tax-loss harvesting? Tax-loss harvesting is done by selling a security that has a fair

Posted By Alyssa Dalbey
September 14, 2022
Charitable Giving

Six Charitable Giving Strategies for 2022

Charitable gifting can occur throughout the year; however, many individuals and families focus on their charitable giving in the fourth quarter as it coincides with annual tax planning. Charitable donations are tax deductible for individuals who itemize their deductions when they file their tax return. The annual deduction limit for gifts to public charities is

Posted By Alyssa Dalbey
August 29, 2022