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News and information to help improve your Four Capitals
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Charitable Giving

How a Charitable Remainder Trust (CRT) May Reduce Taxes and Support Your Philanthropic Goals

Many successful individuals want to support charitable causes without sacrificing financial security. A Charitable Remainder Trust (CRT) can help bridge this gap as it provides lifetime income to a non-charitable beneficiary, an immediate tax deduction to the donor, and reduces estate taxes by gifting the remainder benefit to charity. Below, we answer common questions about

Posted By Alyssa Dalbey
August 20, 2026
Cybersecurity

Do You Really Need to Pay for Identity Theft Protection Services?

With increasing concerns about identity theft, many people consider signing up for paid identity theft protection services. But are they actually necessary? What These Services Do Identity protection services typically offer monitoring and alerts. They notify you if there are changes to your credit report, such as new accounts or credit inquiries. While this can

Posted By Jennifer Specter
June 27, 2026
Financial Matters

What Families Should Know About the New Federal Child Investment Accounts

H.R.1, the tax bill that passed in 2025, created a new federally authorized, tax-advantaged investment savings account for eligible minors called Trump Accounts. These new account types are eligible to be opened and may begin receiving contributions on July 4, 2026. Children who are U.S. citizens, have a valid Social Security number and born between

Posted By Kayleigh Horn
June 27, 2026
Charitable Giving

Six Charitable Giving Strategies for 2025

Charitable gifting can occur throughout the year; however, many individuals and families focus on their charitable giving in the fourth quarter as it coincides with annual tax planning. Charitable donations are tax deductible for individuals who itemize their deductions when they file their tax return. The annual deduction limit for gifts to public charities is

Posted By Alyssa Dalbey
October 26, 2025
Tax Planning

Maximizing Your Wealth: The Importance of Year-End Tax Planning

As the year draws to a close, individuals and business owners often find themselves balancing year-end goals, holiday plans, and financial reviews. Amid the activity, it’s essential not to overlook year-end tax planning. Taking time now to review your income, deductions, and investment activity can meaningfully impact your long-term financial position. At Schultz Financial Group

Posted By Alyssa Dalbey
October 25, 2025