If you could choose between being gifted $50 today or in a year, you would undoubtedly pick today. This is the framework for the financial concept of the time value of money.
ByStress is a hot topic these days. There are many studies that link stress to inflammation and chronic diseases, and it can also influence our behavior and affect every aspect of our life. But some say that a certain amount of stress can be a good thing, as our emotional experience comes down to our interpretation of a situation.
ByMany car makers are responding to an aging population by offering new features that might keep you on the road more comfortably and longer. Just remember to find a car that fits your frame, needs, and budget. Here are a few features to consider.
ByIn this day and age, hacking is increasingly common, and you need to work harder to protect your personal information. A password is typically your best defense, but only if you use it effectively. Here are some tips to help ensure your passwords are foolproof.
ByTraveling can be an exciting and eye-opening experience! With thrill and anticipation on the horizon, it’s easy to get wrapped up in planning your excursions and adventures. However, it’s important that you don’t forget about security and safety planning. Here are some travel safety tips you should consider next time you take a big trip.
ByWith the recent data breaches fresh in our minds, it’s more important than ever to protect yourself against identity theft. While you can’t prevent major breaches, you can do a few things to protect yourself in the event your Personally Identifiable Information (PII) is exposed.
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Go Delete Yourself From the Internet. Seriously, Here’s How.
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Find your data, request removal...and repeat.
Americans in Their 80s and 90s Are Redefining Old Age
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Dementia rates are down, recovery rates are up. Many are thriving mentally and physically deep into their later years.
Getting Bored With Your Old Products? You Don’t Have to Replace Them
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We constantly feel compelled to buy new stuff when we get bored with what we have. There’s a better way.
So, You Think You Understand Golf Handicaps? Think Again
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Golf handicaps—how they’re calculated, how they’re used, how golfers manipulate them—are a big part of the game. And often misunderstood.
Time Is Not As Limited As You Think
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A simple mindset shift can take you from "there's never enough time in the day" to calm, collected productivity.Market commentary is intended for convenience, educational, and informational purposes only and should not be construed as individualized advice or recommendations. The discussions contained on this page are not a substitute for investment advice from a professional adviser. Readers should not use this content as the sole basis for any investment, financial planning, tax, legal or other decisions. Rather, a professional adviser should be consulted, and independent due diligence should be conducted before implementing any of the options referenced. While information presented is believed to be factual and up to date, Schultz Financial Group (“SFG”) does not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Due to various factors, including but not limited to changing market conditions, this market commentary may no longer be reflective of current opinions or recommendations. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change.