Are you ready for a vacation? While planning your trip, be sure to protect your home — and everything inside it — by keeping up appearances that you are still home. In order to enjoy your vacation to the fullest, here are some precautions you may want to take before you leave.
ByTime is of the essence, whether your personal data has been compromised as part of a larger targeted cyberattack, or you are the victim of an individual cybercrime. You’ll need to take immediate action to minimize the impacts. Here are steps you should consider taking within specified timeframes after discovering your data has been breached.
ByOur commitment to education and the Four Capital Approach is evident through SFG’s Book Club. This fun tradition reinforces our Intellectual Capital. Team members choose non-fiction books to read and twice a year we get together as a team and present our “book reports”. We thought we’d share some of the books we’ve been reading related to the Financial and Intellectual Capitals in case any of these pique your interest.
ByWe thought we’d share some of the books we’ve been reading related to the Physical Capital in case any of these pique your interest.
BySOFR (Secured Overnight Financing Rate) interest rates are beginning to accompany LIBOR (London Interbank Offered Rate) across banking institutions in America, with many institutions implementing as of Q2 2018. The move from a LIBOR-only base rate market marks an important step in correcting rate fixing between banks. This blog post explains rate fixing, the difference between SOFR and LIBOR, and the implications of this new rate.
ByYour credit score is used in many aspects of your life. Lenders and creditors often run your credit report and use your score to determine what kind of loans or credit to offer you. Additionally, some employers request to see your credit score as part of their hiring process. Your credit score is determined from your individual credit report, and there are five categories taken into consideration.
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Planning a European Getaway? Here’s the Latest on Travel Rules
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The requirements for travel vary based on the destination. The United Kingdom says U.S. citizens need to get electronic travel authorizations ahead of their flights. The European Union will eventually...
Protect Yourself From Tax Identity Theft. Here’s How I Did.
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Scam artists are filing false tax returns to claim refunds under other people’s names. If it happens to you, it could take two years for the IRS to sort it out.
11 Amazing Places For Solo Female Travel In 2025
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An award winning TV host reveals the best places to travel for solo female travelers and her favorite solo trips for women as well as her top tips for solo female travel.
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Scams are growing in popularity because of how inexpensive they are to create, and how substantial the financial rewards can be
Five Steps to Take if Your Health-Insurance Claim Is Denied
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Appeals are often successful. Here’s what patients can do.Market commentary is intended for convenience, educational, and informational purposes only and should not be construed as individualized advice or recommendations. The discussions contained on this page are not a substitute for investment advice from a professional adviser. Readers should not use this content as the sole basis for any investment, financial planning, tax, legal or other decisions. Rather, a professional adviser should be consulted, and independent due diligence should be conducted before implementing any of the options referenced. While information presented is believed to be factual and up to date, Schultz Financial Group (“SFG”) does not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Due to various factors, including but not limited to changing market conditions, this market commentary may no longer be reflective of current opinions or recommendations. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change.