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SFG Insights

News and information to help improve your Four Capitals
the approach
Travel

10 Tips to Protect Your Home While on Vacation

Are you ready for a vacation? While planning your trip, be sure to protect your home — and everything inside it — by keeping up appearances that you are still home. In order to enjoy your vacation to the fullest, here are some precautions you may want to take before you leave.

By Schultz Financial Group Inc.
May 21, 2018
Cybersecurity

How to Respond to a Data Breach

Time is of the essence, whether your personal data has been compromised as part of a larger targeted cyberattack, or you are the victim of an individual cybercrime. You’ll need to take immediate action to minimize the impacts. Here are steps you should consider taking within specified timeframes after discovering your data has been breached.

By Jennifer Specter
May 18, 2018
What We’re Reading

What We’re Reading: Financial and Intellectual Capital

Our commitment to education and the Four Capital Approach is evident through SFG’s Book Club. This fun tradition reinforces our Intellectual Capital. Team members choose non-fiction books to read and twice a year we get together as a team and present our “book reports”. We thought we’d share some of the books we’ve been reading related to the Financial and Intellectual Capitals in case any of these pique your interest.

By Jennifer Specter
May 15, 2018
What We’re Reading

What We’re Reading: Physical Capital

We thought we’d share some of the books we’ve been reading related to the Physical Capital in case any of these pique your interest.

By Jennifer Specter
May 9, 2018
Investment Management

Secured Overnight Financing Rate (SOFR): The New LIBOR

SOFR (Secured Overnight Financing Rate) interest rates are beginning to accompany LIBOR (London Interbank Offered Rate) across banking institutions in America, with many institutions implementing as of Q2 2018. The move from a LIBOR-only base rate market marks an important step in correcting rate fixing between banks. This blog post explains rate fixing, the difference between SOFR and LIBOR, and the implications of this new rate.

By Alyssa Dalbey
April 30, 2018
Financial Planning

Understanding Your Credit Score

Your credit score is used in many aspects of your life. Lenders and creditors often run your credit report and use your score to determine what kind of loans or credit to offer you. Additionally, some employers request to see your credit score as part of their hiring process. Your credit score is determined from your individual credit report, and there are five categories taken into consideration.

By Alyssa Dalbey
April 30, 2018