Cash is an asset class that may be overlooked. However, we believe it plays a key role in the overall diversification of a portfolio. Now that the U.S. is moving out of a 0% interest rate environment, investors may earn meaningful interest on their cash positions. There are a Few Options to Consider for Cash
ByThe IRS has announced the estate and gift tax exemptions for 2023.
ByEach year, the Social Security Administration announces the annual cost-of-living adjustment (COLA). The Social Security Administration has announced that Social Security and Supplemental Security Income (SSI) benefits will increase for 2023.
ByWhile conventional wisdom often states that investments will grow over time, that isn’t always the case. Fortunately, when an investment’s return is down, there is potential for harvesting tax losses. Tax-loss harvesting may reduce your annual income tax liability. What is tax-loss harvesting? Tax-loss harvesting is done by selling a security that has a fair
ByCharitable gifting can occur throughout the year; however, many individuals and families focus on their charitable giving in the fourth quarter as it coincides with annual tax planning. Charitable donations are tax deductible for individuals who itemize their deductions when they file their tax return. The annual deduction limit for gifts to public charities is
ByIn our 2021 article entitled Is the Monetary Policy Road on Track for Persistent Inflation?, we noted that America was in the middle of the road between “Monetarism” and “Modern Monetary Theory.” Since then, our view is the country has moved into the Modern Monetary Theory lane and is now trying to shift back toward
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Celebrating Mother’s Day After Your Mom Is Gone
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Grief looms large on holidays, especially ones that remind you of someone you’ve lost, such as Mother’s Day, Father’s Day, birthdays or anniversaries.
The Lies We Tell Ourselves About Multitasking
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Our brains aren’t wired to juggle tasks. Remember what it was like to do one thing at a time?
How To Get A Free Stay On A European Stopover
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If you're planning to travel to Europe long-distance, it makes sense to take in an extra city or two. Here are three airlines that offer exciting stopover destinations en route to the final adventure.
From Kiplinger: Free Yourself of Stuff, Consider Downsizing
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Experts make downsizing and decluttering seem simple: Keep, trash or donate. You likely won’t be able to do it in a day. But here are some tips on how to start effective downsizing and decluttering.
What Happens if My Bank Fails?
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Learn more about why banks fail, how FDIC insurance works to help you recoup your money, and how to protect your finances.Market commentary is intended for convenience, educational, and informational purposes only and should not be construed as individualized advice or recommendations. The discussions contained on this page are not a substitute for investment advice from a professional adviser. Readers should not use this content as the sole basis for any investment, financial planning, tax, legal or other decisions. Rather, a professional adviser should be consulted, and independent due diligence should be conducted before implementing any of the options referenced. While information presented is believed to be factual and up to date, Schultz Financial Group (“SFG”) does not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Due to various factors, including but not limited to changing market conditions, this market commentary may no longer be reflective of current opinions or recommendations. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change.