Financial Matters

Investment Management

Monitoring Inflation and Inflation Expectations (Phillips Curve)

For the first time since the data collection began in 2002, there are more job openings in the US than there are people unemployed (see chart below). We are currently in the second-longest economic expansion in our history, and if it continues through July 2019, it will become the longest. This has led to a period of prolonged job creation, which has driven down the unemployment level below four percent.

Posted By Alyssa Dalbey
August 14, 2018

Estate Planning

Your Digital Afterlife

What do you imagine when you think of your digital afterlife? In 2013, McAfee completed a study and concluded that we each have an average of $35,000 worth of digital assets. However, 93 percent of people are unaware of or confused about how to quantify and pass along this information. The first step is to identify what you have of value.

Posted By Schultz Financial Group Inc.
July 24, 2018

Cybersecurity

Passwords: Are You Doing it Right?

In this day and age, hacking is increasingly common, and you need to work harder to protect your personal information. A password is typically your best defense, but only if you use it effectively. Here are some tips to help ensure your passwords are foolproof.

Posted By Schultz Financial Group Inc.
July 9, 2018

Cybersecurity

Identity Theft: What can you do?

With the recent data breaches fresh in our minds, it’s more important than ever to protect yourself against identity theft. While you can’t prevent major breaches, you can do a few things to protect yourself in the event your Personally Identifiable Information (PII) is exposed.

Posted By Schultz Financial Group Inc.
June 21, 2018

Insurance & Risk Management

Pet Insurance Basics

Here’s an overview on the types of pet insurance and things to consider when trying to select the best insurance option for your pets.

Posted By Schultz Financial Group Inc.
June 21, 2018

Investment Management

Muni Bonds: How to Determine the Taxable Equivalent Yield

In general, tax-free investments, such as municipal bonds, have lower yields due to their tax-exempt status. When evaluating municipal bonds as a possible investment, you must use the taxable equivalent yield. This is because the taxable equivalent yield is the return required on a taxable investment to make it equal to the return on a tax-exempt investment.

Posted By Alyssa Dalbey
May 26, 2018