Curated Insights

Financial Matters

News and information to help improve your Four Capitals
the approach
Cybersecurity

Avoiding Donation Scams

The traditional “season of giving” may be over, but many of us (SFG included) intend to give year-round. Cybercriminals target donations, so you need to be careful and make sure your donations are going to the right people. Here are some research tips you can do to help keep yourself secure along your giving journey.

Posted By Schultz Financial Group Inc.
January 31, 2019
Investment Management

Bond Prices and Interest Rates

It is important to understand how a rising-rate environment impacts bond prices. A principle of finance is that when interest rates go up, bond prices go down.

Posted By Alyssa Dalbey
December 19, 2018
Cybersecurity

Dispose of Your Electronics, Protect Your Data

When your electronics get old or you upgrade, your first instinct might be to get rid of the old right away. But first, you should ensure no data is left on the device in case it ends up in the wrong hands. You would think you can just delete the data, but it’s not always that simple, as sometimes the data remains on your device unless you take additional steps to permanently delete it.

Posted By Schultz Financial Group Inc.
November 7, 2018
Retirement Planning

Tax-Free Distributions from HSAs

A Health Savings Account (HSA) is a tax-advantaged medical savings account available to individuals who are enrolled in high-deductible health plans. Learn about these tax-free HSA distributions.

Posted By Alyssa Dalbey
November 7, 2018
Estate Planning

The Importance of IRA Beneficiaries

Individual Retirement Accounts (IRAs) are a key part in estate planning. Upon your passing, your IRA(s) will be distributed according to the beneficiary designations, even if your will and/or trust(s) instruct assets to be transferred differently. You identify your primary and contingent beneficiaries upon opening your IRA — but how often do you review them?

Posted By Alyssa Dalbey
October 5, 2018