Curated Insights

Financial Matters

News and information to help improve your Four Capitals
the approach
Financial Planning

Earthquake Insurance

The decision to carry earthquake insurance is purely personal and, oftentimes, is not an easy choice. Earthquake insurance is generally not included in your homeowners insurance policy, so it should be purchased as a separate policy or as an endorsement to your homeowners policy.

Posted By Alyssa Dalbey
August 21, 2018
Estate Planning

Duties of a Successor Trustee

While some consider becoming a successor trustee a great honor, it is also a great fiduciary responsibility. As successor trustee, it is your duty to ensure that the trust estate is handled according to the trust document and the trustor’s wishes. When a loved one passes away, there are many tasks to be done and things to consider. Below is a list of some actions the successor trustee should consider.

Posted By Alyssa Dalbey
August 16, 2018
Investment Management

Monitoring Inflation and Inflation Expectations (Phillips Curve)

For the first time since the data collection began in 2002, there are more job openings in the US than there are people unemployed (see chart below). We are currently in the second-longest economic expansion in our history, and if it continues through July 2019, it will become the longest. This has led to a period of prolonged job creation, which has driven down the unemployment level below four percent.

Posted By Alyssa Dalbey
August 14, 2018
Estate Planning

Your Digital Afterlife

What do you imagine when you think of your digital afterlife? In 2013, McAfee completed a study and concluded that we each have an average of $35,000 worth of digital assets. However, 93 percent of people are unaware of or confused about how to quantify and pass along this information. The first step is to identify what you have of value.

Posted By Schultz Financial Group Inc.
July 24, 2018
Cybersecurity

Passwords: Are You Doing it Right?

In this day and age, hacking is increasingly common, and you need to work harder to protect your personal information. A password is typically your best defense, but only if you use it effectively. Here are some tips to help ensure your passwords are foolproof.

Posted By Schultz Financial Group Inc.
July 9, 2018
Cybersecurity

Identity Theft: What can you do?

With the recent data breaches fresh in our minds, it’s more important than ever to protect yourself against identity theft. While you can’t prevent major breaches, you can do a few things to protect yourself in the event your Personally Identifiable Information (PII) is exposed.

Posted By Schultz Financial Group Inc.
June 21, 2018