Traveling can be an exciting and eye-opening experience! With thrill and anticipation on the horizon, it’s easy to get wrapped up in planning your excursions and adventures. However, it’s important that you don’t forget about security and safety planning. Here are some travel safety tips you should consider next time you take a big trip.
“Service Heart” is one of Schultz Financial Group’s core values. In addition to serving our clients, we strive to serve our community by volunteering and giving back, both as a team and as individuals.
In general, tax-free investments, such as municipal bonds, have lower yields due to their tax-exempt status. When evaluating municipal bonds as a possible investment, you must use the taxable equivalent yield. This is because the taxable equivalent yield is the return required on a taxable investment to make it equal to the return on a tax-exempt investment.
SOFR (Secured Overnight Financing Rate) interest rates are beginning to accompany LIBOR (London Interbank Offered Rate) across banking institutions in America, with many institutions implementing as of Q2 2018. The move from a LIBOR-only base rate market marks an important step in correcting rate fixing between banks. This blog post explains rate fixing, the difference between SOFR and LIBOR, and the implications of this new rate.
Your credit score is used in many aspects of your life. Lenders and creditors often run your credit report and use your score to determine what kind of loans or credit to offer you. Additionally, some employers request to see your credit score as part of their hiring process. Your credit score is determined from your individual credit report, and there are five categories taken into consideration.
Digital property is increasingly becoming a more important part of estate planning. Individuals should consider their digital property, in addition to their tangible assets, when finalizing and reviewing their estate plans.
Old-School Scams Still Work, Even On Younger Generations
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There’s so much buzz about AI taking over the scam universe, it’s easy to forget that "old school" scams are effective, especially when retirees are targeted.
5 Entrepreneurial Mindsets That Drive Success
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Here are the mindsets shared by the most successful entrepreneurs.
The New, More-Hopeful Face of Alzheimer’s Disease
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Advances in early detection and management of the disease have changed the way patients view an Alzheimer’s diagnosis—and how they live with it.
How to Hit a Golf Ball Farther, According to Research
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These are the physical attributes that can make a big difference—and those that won’t.
What Middle-Aged People Can Do Now to Help Prevent Dementia Later
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Intervening earlier to improve brain health might help you stay sharper as you age.