Executive Summary It seems that no matter what you hear or read, outlooks for the global and U.S. economy hinge on the path COVID-19 takes moving forward. With that path currently unknown, the future remains shrouded in a dense fog. At SFG, we are not in the business of guessing uncertain outcomes or timing unpredictable
ByAs we look back on 2020, we can probably agree that it was a year of change in many ways. The year began in a normal fashion, but radically changed in March as we all learned to adjust to a pandemic-stricken world. SFG’s business continuity plan and technology allowed us to pivot quickly and reprioritize
ByIn his book Atomic Habits*, James Clear transforms the science of habits into a practical framework he calls the Four Laws of Behavior Change. To create a good habit, you must (1) Make it Obvious, (2) Make it Attractive, (3) Make it Easy, and (4) Make it Satisfying. We reviewed this framework and applied it to your Financial Matters in our last post. Here, in Part 2
ByOnline fraud and phone scams are a continuous threat in today’s virtual world. The Coronavirus pandemic has encouraged everyone to adapt to new technologies as a means for staying connected. However, users should be cautious about who is really on the other end of the screen or phone. Some scams target older adults by posing
ByIn his book Atomic Habits*, James Clear transforms the science of habits into a practical framework he calls the Four Laws of Behavior Change. This framework can be used to develop good habits and break bad ones. Each law acts as a lever that influences behavior. The Four Laws are (1) Make it Obvious, (2) Make it Attractive, (3) Make it Easy, and
ByIndividuals may put off estate planning for several reasons. Among those reasons, few people find joy in considering their own mortality or incapacity. However, an estate plan is crucial in ensuring your assets – and your legacy – are passed appropriately to your heirs. Rather than focusing on the mortality of estate planning, focus on
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Americans in Their 80s and 90s Are Redefining Old Age
advisorstream.com
Dementia rates are down, recovery rates are up. Many are thriving mentally and physically deep into their later years.
Getting Bored With Your Old Products? You Don’t Have to Replace Them
advisorstream.com
We constantly feel compelled to buy new stuff when we get bored with what we have. There’s a better way.
So, You Think You Understand Golf Handicaps? Think Again
advisorstream.com
Golf handicaps—how they’re calculated, how they’re used, how golfers manipulate them—are a big part of the game. And often misunderstood.
Time Is Not As Limited As You Think
advisorstream.com
A simple mindset shift can take you from "there's never enough time in the day" to calm, collected productivity.
Saying 'Please' and 'Thank You' to ChatGPT Costs OpenAI 'Tens of Millions of Dollars'
advisorstream.com
When it comes to AI, apparently it's more environmentally friendly (and cost-efficient) to skip the niceties.Market commentary is intended for convenience, educational, and informational purposes only and should not be construed as individualized advice or recommendations. The discussions contained on this page are not a substitute for investment advice from a professional adviser. Readers should not use this content as the sole basis for any investment, financial planning, tax, legal or other decisions. Rather, a professional adviser should be consulted, and independent due diligence should be conducted before implementing any of the options referenced. While information presented is believed to be factual and up to date, Schultz Financial Group (“SFG”) does not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Due to various factors, including but not limited to changing market conditions, this market commentary may no longer be reflective of current opinions or recommendations. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change.