Online fraud and phone scams are a continuous threat in today’s virtual world. The Coronavirus pandemic has encouraged everyone to adapt to new technologies as a means for staying connected. However, users should be cautious about who is really on the other end of the screen or phone. Some scams target older adults by posing
ByIn his book Atomic Habits*, James Clear transforms the science of habits into a practical framework he calls the Four Laws of Behavior Change. This framework can be used to develop good habits and break bad ones. Each law acts as a lever that influences behavior. The Four Laws are (1) Make it Obvious, (2) Make it Attractive, (3) Make it Easy, and
ByIndividuals may put off estate planning for several reasons. Among those reasons, few people find joy in considering their own mortality or incapacity. However, an estate plan is crucial in ensuring your assets – and your legacy – are passed appropriately to your heirs. Rather than focusing on the mortality of estate planning, focus on
ByIt can be unsettling to think about what might happen if you’re home alone and a medical emergency occurs. If you find yourself in a predicament where you’re unable to reach a loved one for help or are experiencing difficulties in your at-home healthcare, technology may be a helpful tool. There are many smartphone apps
ByWhat is due diligence? Due diligence is the investigation of an underlying investment opportunity. It seeks to provide answers to the question “What are the potential risks of this investment?” so an investor can make a well-informed decision prior to investing capital in the opportunity. What is SFG’s process? Our process can be broken down
ByWhat We Mean by “the Four Capitals of True Wealth” At SFG, we believe true wealth is so much more than just financial wealth. What good is having financial wealth if you don’t have the health or peace of mind to enjoy it? When founding SFG in 1982, we did not have a concrete idea
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Nine Ways to Protect Yourself From ‘Impostor’ Voice Scams
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A secret word, a silent text message and some deep breathing can shield you from scam callers.
The Five Things You Shouldn’t Tell ChatGPT
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The more you share with an AI chatbot, the more helpful they can be. But you may want to consider what information you share with these human-sounding tools, including your Social Security number or y...
How to Avoid the Copycat Hotel Websites That Are Ripping You Off
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Some lesser-known hotel-booking websites charge hefty fees you won’t pay on the hotel’s site or major online travel agencies.
The Joys of Floating Down a Wild River
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Here are three trips to consider where the crowds are minimal and the scenery is spectacular.
Planning a European Getaway? Here’s the Latest on Travel Rules
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The requirements for travel vary based on the destination. The United Kingdom says U.S. citizens need to get electronic travel authorizations ahead of their flights. The European Union will eventually...Market commentary is intended for convenience, educational, and informational purposes only and should not be construed as individualized advice or recommendations. The discussions contained on this page are not a substitute for investment advice from a professional adviser. Readers should not use this content as the sole basis for any investment, financial planning, tax, legal or other decisions. Rather, a professional adviser should be consulted, and independent due diligence should be conducted before implementing any of the options referenced. While information presented is believed to be factual and up to date, Schultz Financial Group (“SFG”) does not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Due to various factors, including but not limited to changing market conditions, this market commentary may no longer be reflective of current opinions or recommendations. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change.