Curated Insights

Insurance & Risk Management

News and information to help improve your Four Capitals
the approach
Insurance & Risk Management

Now May be the Best Time for a Comprehensive Insurance Review

This might be the best time for you to undergo a comprehensive insurance review. With coronavirus-related shutdowns, you may find yourself spending more time at home. Perhaps you’ve had time to tackle some of your home improvement projects or you’ve completed items on your to-do list. Have you also reviewed your insurance program?  Firstly, in

Posted By Alyssa Dalbey
August 21, 2020
Insurance & Risk Management

Maximize Your Insurance Program

Insurance premiums are on the rise across the country. Here are a few risk management strategies you can use to maximize your insurance.

Posted By Alyssa Dalbey
June 18, 2020
Insurance & Risk Management

Assignment of Benefits: Avoiding Contract Scams

Any time a client has a property loss that requires contractor engagement – and even more so following a natural disaster that creates an overabundance of restoration work in a specific region – homeowners should be wary of the Assignment of Benefits (AOB) clause in a contractor’s agreement.

Posted By Alyssa Dalbey
September 16, 2019
Insurance & Risk Management

Auto Loan Guaranteed Asset Protection (GAP) Coverage

It’s no secret that as soon as you drive a new car off the lot, it instantly begins depreciating in value. An auto depreciates the most in the first few years after it leaves the lot. For most consumers, this is not a major concern because they do not plan to sell their vehicle in the near future; but what if the vehicle was in an accident shortly after it was purchased and the insurance company deemed it a total loss? GAP insurance (guaranteed asset protection insurance) may help in these situations.

Posted By Schultz Financial Group Inc.
July 31, 2019
Financial Planning

Earthquake Insurance

The decision to carry earthquake insurance is purely personal and, oftentimes, is not an easy choice. Earthquake insurance is generally not included in your homeowners insurance policy, so it should be purchased as a separate policy or as an endorsement to your homeowners policy.

Posted By Alyssa Dalbey
August 21, 2018