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Insurance & Risk Management

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Insurance & Risk Management

Maximize Your Insurance Program

Insurance premiums are on the rise across the country. Here are a few risk management strategies you can use to maximize your insurance.

Posted By Alyssa Yocom
June 18, 2020
Insurance & Risk Management

2020 Medicare Part B and D Premiums

As a part of Schultz Financial Group’s year-end tax planning process, we review our client’s tax returns and are cognizant of how small adjustments in adjusted gross income can have a large impact on annual Medicare premiums.

Posted By Alyssa Yocom
December 17, 2019
Insurance & Risk Management

Auto Insurance GAP Coverage

It’s no secret that as soon as you drive a new car off the lot, it instantly begins depreciating in value. An auto depreciates the most in the first few years after it leaves the lot. For most consumers, this is not a major concern because they do not plan to sell their vehicle in the near future; but what if the vehicle was in an accident shortly after it was purchased and the insurance company deemed it a total loss? GAP insurance (guaranteed asset protection insurance) may help in these situations.

Posted By Schultz Financial Group Inc.
July 31, 2019
Financial Planning

Earthquake Insurance

The decision to carry earthquake insurance is purely personal and, oftentimes, is not an easy choice. Earthquake insurance is generally not included in your homeowners insurance policy, so it should be purchased as a separate policy or as an endorsement to your homeowners policy.

Posted By Alyssa Yocom
August 21, 2018
Insurance & Risk Management

Pet Insurance Basics

Here’s an overview on the types of pet insurance and things to consider when trying to select the best insurance option for your pets.

Posted By Schultz Financial Group Inc.
June 21, 2018

Connected Cars: Convenience vs. Security

As the Internet of Things (IoT) continues to grow, cars, appliances, watches, and phones will more frequently communicate directly with each other without a person initiating the message. Learn more about cybersecurity risks in connected cars.

Posted By Jennifer Specter
February 8, 2018