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Insurance & Risk Management

News and information to help improve your Four Capitals
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Insurance & Risk Management

Protecting Your Home During Renovations and Construction

Your home is more susceptible to damage or destruction during home renovations or construction. Unstable conditions, incomplete structures, dangerous machinery, and unsecured property may lead to accidents, injury, theft, or fire. It is important to work with your insurance agent before and during your home renovation and construction process to ensure you are adequately protected.

Posted By Alyssa Yocom
July 21, 2021
Insurance & Risk Management

Questions Every Nonprofit Director Should Ask About Directors and Officers Insurance

Successful individuals may choose to support causes they care about by joining a nonprofit board and dedicating their time and talent to the cause. Serving on the board of a nonprofit organization can be both intellectually engaging and psychologically rewarding. Unfortunately, nonprofit organizations are not exempt from litigation. Before joining a nonprofit board, there are

Posted By Alyssa Yocom
May 17, 2021
Insurance & Risk Management

Long-term Care Insurance

Long-term care insurance can play a critical role in ensuring you maintain the lifestyle you desire through all of life’s phases. Long-term care insurance helps individuals control their own care and decide between home health care and staying in a facility, if and when the situation should arise. High-net-worth individuals have a few options when

Posted By Alyssa Yocom
May 12, 2021
Insurance & Risk Management

Medicare Premium Adjustments in 2021

Medicare Part B premiums are automatically deducted from Social Security, Railroad Retirement Board, and Office of Personnel Management payments. The standard Medicare Part B premium is adjusted based on a taxpayer’s Modified Adjusted Gross Income (MAGI). MAGI for Medicare purposes is the taxpayer’s AGI plus any tax-exempt interest. Medicare uses a taxpayer’s MAGI from two

Posted By Alyssa Yocom
November 19, 2020
Insurance & Risk Management

Now May be the Best Time for a Comprehensive Insurance Review

This might be the best time for you to undergo a comprehensive insurance review. With coronavirus-related shutdowns, you may find yourself spending more time at home. Perhaps you’ve had time to tackle some of your home improvement projects or you’ve completed items on your to-do list. Have you also reviewed your insurance program?  Firstly, in

Posted By Alyssa Yocom
August 21, 2020
Insurance & Risk Management

Maximize Your Insurance Program

Insurance premiums are on the rise across the country. Here are a few risk management strategies you can use to maximize your insurance.

Posted By Alyssa Yocom
June 18, 2020