Financial Matters

Cybersecurity

Don’t Get Hooked: Phishing

Phishing refers to almost any message-based attack where a cyber criminal is sending a message to you pretending to be someone you know. The cyber criminal is hoping you will click on the link or attachment in their email so they can steal your information. Cyber criminals are not just limiting their phishing to emails – they are also using instant messaging and social media posts to tempt people to click on malicious links and attachments. The best way to detect and stop phishing is knowing the phishing indicators so you don’t fall for their scam.

Posted By Jennifer Specter
October 31, 2019

Cybersecurity

Cyber Crime Insurance Coverage

The World Economic Forum estimates that the annual economic cost of cybercrime now exceeds $1 trillion. Fortunately, there are a few things you can do to help protect yourself against cybercrime. In addition to taking precautions with your digital information, such as maintaining strong passwords, you should consider protecting yourself with personal cyber insurance coverage.

Posted By Alyssa Dalbey
October 31, 2019

Estate Planning

Managing Your Inheritance

Here are some suggestions for beneficiaries to keep in mind prior to spending their inheritance.

Posted By Tony Miller
September 27, 2019

Insurance & Risk Management

Assignment of Benefits: Avoiding Contract Scams

Any time a client has a property loss that requires contractor engagement – and even more so following a natural disaster that creates an overabundance of restoration work in a specific region – homeowners should be wary of the Assignment of Benefits (AOB) clause in a contractor’s agreement.

Posted By Alyssa Dalbey
September 16, 2019

Cybersecurity

Phishing SMS/Text Message Scams on the Rise: Here’s What to Do

There’s been an increase in phishing attempts initiated via text or SMS messages, referred to as smishing. In the smishing scam, individuals receive fraudulent text or SMS messages that appear to be from a legitimate source such as your bank or other financial providers.

Posted By Jennifer Specter
July 31, 2019

Insurance & Risk Management

Auto Loan Guaranteed Asset Protection (GAP) Coverage

It’s no secret that as soon as you drive a new car off the lot, it instantly begins depreciating in value. An auto depreciates the most in the first few years after it leaves the lot. For most consumers, this is not a major concern because they do not plan to sell their vehicle in the near future; but what if the vehicle was in an accident shortly after it was purchased and the insurance company deemed it a total loss? GAP insurance (guaranteed asset protection insurance) may help in these situations.

Posted By Schultz Financial Group Inc.
July 31, 2019