Fraudulent phone calls are becoming increasingly popular. Phone scammers may pretend to be a loved one or they may use false promises or aggressive sales pitches to get through to you. Their goal is to elicit personal information or to receive a payment from you.
Posted ByAs we have discussed in our other blog topics focused on China, the GDP numbers, total outstanding debt, and other various statistics reported by their government have been questioned and scrutinized over the years. While most analysts put China’s debt/GDP near 250%, The Institute of International Finance (IIF) actually believes that China’s debt load was possibly as high as 300% in 2017. Today, we expect that to be much higher.
Posted ByGetting married is an exciting time. It can also be challenging as you navigate financial discussions with your spouse or spouse-to-be. This checklist is intended to help guide your financial discussions and help you outline your personal to-do list.
Posted ByWe believe the 2008 financial crisis was caused by too much leverage, specifically in the financial sector. The average total debt held by S&P Financials was approximately six times their equity. In the US today, banks have done their part in deleveraging and this ratio is now approximately one for one. The Federal Reserve’s response to the crisis was to lower rates to essentially zero to encourage spending and borrowing to stimulate the economy. Both businesses and the government seem to have quickly seized the opportunities created by cheap debt.
Posted ByThe Inspector General of Social Security released a statement warning citizens about a caller ID spoofing scheme. Fraudsters are using the Social Security Fraud Hotline number to call citizens. Social Security employees do not place outgoing calls from the Fraud Hotline number. It is advised that you do not engage with these calls or provide personal information.
Posted ByAs our loved ones age, it is important to be aware of scams that are targeting the elderly population. Being aware of these scams can help prevent you and people you know from falling for them.
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