Curated Insights

Financial Matters

News and information to help improve your Four Capitals
the approach
Cybersecurity

Phishing SMS/Text Message Scams on the Rise: Here’s What to Do

There’s been an increase in phishing attempts initiated via text or SMS messages, referred to as smishing. In the smishing scam, individuals receive fraudulent text or SMS messages that appear to be from a legitimate source such as your bank or other financial providers.

Posted By Jennifer Specter
July 31, 2019
Insurance & Risk Management

Auto Loan Guaranteed Asset Protection (GAP) Coverage

It’s no secret that as soon as you drive a new car off the lot, it instantly begins depreciating in value. An auto depreciates the most in the first few years after it leaves the lot. For most consumers, this is not a major concern because they do not plan to sell their vehicle in the near future; but what if the vehicle was in an accident shortly after it was purchased and the insurance company deemed it a total loss? GAP insurance (guaranteed asset protection insurance) may help in these situations.

Posted By Schultz Financial Group Inc.
July 31, 2019
Conferences & Meetings

2019 NAPFA Spring Conference Summary

The National Association of Personal Financial Advisors (NAPFA) hosts conferences bi-annually. In May, Alyssa and Clarissa had the opportunity to attend the conference in Austin, TX. They enjoyed keynote speakers, networking opportunities, and a wide variety of educational programs. Some key takeaways from the conference are outlined in this post.

Posted By Alyssa Dalbey
July 19, 2019
Financial Planning

Using a 529 College Savings Plan to Save for College

Planning for college is becoming increasingly important with higher education tuition on the rise and with the national student loan debt recently breaking 1.5 trillion dollars. Many parents and grandparents are thinking about how they can help the next generation pay for college. One option is the 529 college savings plan.

Posted By Schultz Financial Group Inc.
July 10, 2019
Conferences & Meetings

Investments and Wealth Institute’s Annual Conference Experience 2019 (ACE) Recap

The Investments and Wealth Institute’s flagship event is their Annual Conference Experience (ACE). This conference offers four days of exposure to “the sharpest thinkers and practitioners: blending Ivy League quality education with practical application.” Alyssa had the opportunity to attend ACE this May in Las Vegas.

Posted By Alyssa Dalbey
June 14, 2019
Cybersecurity

Frozen Out of Creating a my Social Security Online Account

The Social Security Administration has advocated for using their my Social Security online tool. From my Social Security, users are able to view their Social Security benefit statements and review earnings history. It is also an easy way to request a replacement Social Security Card or to enroll in Medicare. This seemingly simple alternative could save you from hours of waiting in line at your local Social Security office.

Posted By Alyssa Dalbey
June 3, 2019