Curated Insights

Financial Matters

News and information to help improve your Four Capitals
the approach
Charitable Giving

Six Charitable Giving Strategies for 2023

Charitable gifting can occur throughout the year; however, many individuals and families focus on their charitable giving in the fourth quarter as it coincides with annual tax planning. Charitable donations are tax deductible for individuals who itemize their deductions when they file their tax return. The annual deduction limit for gifts to public charities is

Posted By Alyssa Dalbey
August 30, 2023
Retirement Planning

Understanding Incentive Stock Options

In the realm of equity compensation, Incentive Stock Options (ISOs) stand out as a compelling tool for employers to attract and retain talent while offering employees the opportunity to share in the growth of the company. ISOs can provide a unique blend of potential tax advantages and financial rewards, setting them apart from other types

Posted By Kaleigh Stoddard
August 29, 2023
Insurance & Risk Management

The Benefits of Short-Term and Long-Term Disability Insurance

Life is full of uncertainties, and the unexpected can happen at any time. While we often plan for the best, it’s equally important to prepare for the worst. One way to protect your financial well-being in the face of unexpected challenges is through disability insurance. Disability insurance comes in two main forms: short-term and long-term

Posted By Alyssa Dalbey
August 29, 2023
Conferences & Meetings

Spring Conferences Recap

At Schultz Financial Group, we look forward to springtime for several reasons: warmer temperatures, budding trees and flowers, and financial planning conferences. In May, we were fortunate to partake in two conferences in San Diego with a variety of educational sessions, keynote speakers, and networking opportunities. Alyssa and Kaleigh attended the Institute of Wealth &

Posted By Kaleigh Stoddard
June 16, 2023
Investment Management

SFG Investment Due Diligence Trips

Schultz Financial Group Inc. is committed to the Intellectual Capital of our team members. As such, this spring we attended various conferences and events, and we had several meetings with investment managers. Once an investment is approved, we continue to monitor the investment strategy, the makeup of the team, and perform ongoing due diligence. In

Posted By Alyssa Dalbey
June 12, 2023
Financial Planning

Health Savings Accounts (HSAs) – 2023 Limits

A Health Savings Account (HSA) is a tax-advantaged medical savings account available to individuals who are enrolled in high-deductible health plans. HSAs have three main tax advantages.

Posted By Alyssa Dalbey
April 19, 2023