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News and information to help improve your Four Capitals
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Retirement Planning

Understanding Incentive Stock Options

In the realm of equity compensation, Incentive Stock Options (ISOs) stand out as a compelling tool for employers to attract and retain talent while offering employees the opportunity to share in the growth of the company. ISOs can provide a unique blend of potential tax advantages and financial rewards, setting them apart from other types

By Schultz Financial Group Inc.
August 29, 2023
Insurance & Risk Management

The Benefits of Short-Term and Long-Term Disability Insurance

Life is full of uncertainties, and the unexpected can happen at any time. While we often plan for the best, it’s equally important to prepare for the worst. One way to protect your financial well-being in the face of unexpected challenges is through disability insurance. Disability insurance comes in two main forms: short-term and long-term

By Alyssa Dalbey
August 29, 2023
Conferences & Meetings

Spring Conferences Recap

At Schultz Financial Group, we look forward to springtime for several reasons: warmer temperatures, budding trees and flowers, and financial planning conferences. In May, we were fortunate to partake in two conferences in San Diego with a variety of educational sessions, keynote speakers, and networking opportunities. Alyssa and Kaleigh attended the Institute of Wealth &

By Schultz Financial Group Inc.
June 16, 2023
Investment Management

SFG Investment Due Diligence Trips

Schultz Financial Group Inc. is committed to the Intellectual Capital of our team members. As such, this spring we attended various conferences and events, and we had several meetings with investment managers. Once an investment is approved, we continue to monitor the investment strategy, the makeup of the team, and perform ongoing due diligence. In

By Alyssa Dalbey
June 12, 2023
Retirement Planning

Employee Stock Options 101

Employee stock options are a form of equity compensation that companies may offer to their employees. They are often granted as an incentive to motivate and retain employees, align their interests with those of the company, and provide them with a potential financial reward if the company’s stock price increases. What are Employee Stock Options?

By Schultz Financial Group Inc.
April 16, 2023
Financial Planning

When Should I Sell My RSUs (Restricted Stock Units)?

Restricted Stock Units (RSUs) provide employees the right to own company stock subject to vesting requirements, such as employee performance or the passage of time. The underlying company stock is not issued until the RSUs vest. When an employee receives Restricted Stock Units, they have an interest in the company’s equity, but the units have

By Alyssa Dalbey
March 5, 2023