Insurance & Risk Management

Insurance & Risk Management

Medicare Part B and Part D Premium Adjustments for 2024

Medicare Part B premiums are automatically deducted from Social Security, Railroad Retirement Board, and Office of Personnel Management payments. The standard Medicare Part B premium is adjusted based on a taxpayer’s Modified Adjusted Gross Income (MAGI). MAGI for Medicare purposes is the taxpayer’s AGI plus any tax-exempt interest. Medicare uses a taxpayer’s MAGI from two

Posted By Alyssa Dalbey
January 15, 2024

Insurance & Risk Management

The Benefits of Short-Term and Long-Term Disability Insurance

Life is full of uncertainties, and the unexpected can happen at any time. While we often plan for the best, it’s equally important to prepare for the worst. One way to protect your financial well-being in the face of unexpected challenges is through disability insurance. Disability insurance comes in two main forms: short-term and long-term

Posted By Alyssa Dalbey
August 29, 2023

Insurance & Risk Management

How to Prepare for a Wildfire

Wildfire is a frightening phenomenon that unfortunately is becoming more frequent in the western United States. If you live in an area that is prone to wildfires, then it is important to be prepared with a plan that includes: Conducting an annual insurance checkup. Learn more Creating and maintaining 100 feet of Defensible Space around

Posted By Schultz Financial Group Inc.
May 25, 2022

Insurance & Risk Management

Protecting Your Home During Renovations and Construction

Your home is more susceptible to damage or destruction during home renovations or construction. Unstable conditions, incomplete structures, dangerous machinery, and unsecured property may lead to accidents, injury, theft, or fire. It is important to work with your insurance agent before and during your home renovation and construction process to ensure you are adequately protected.

Posted By Alyssa Dalbey
July 21, 2021

Insurance & Risk Management

Questions Every Nonprofit Director Should Ask About Directors and Officers Insurance

Successful individuals may choose to support causes they care about by joining a nonprofit board and dedicating their time and talent to the cause. Serving on the board of a nonprofit organization can be both intellectually engaging and psychologically rewarding. Unfortunately, nonprofit organizations are not exempt from litigation. Before joining a nonprofit board, there are

Posted By Alyssa Dalbey
May 17, 2021

Insurance & Risk Management

Long-term Care Insurance

Long-term care insurance can play a critical role in ensuring you maintain the lifestyle you desire through all of life’s phases. Long-term care insurance helps individuals control their own care and decide between home health care and staying in a facility, if and when the situation should arise. High-net-worth individuals have a few options when

Posted By Alyssa Dalbey
May 12, 2021