Insurance & Risk Management

Insurance & Risk Management

Medicare Premium Adjustments in 2021

At Schultz Financial Group (SFG), we view wealth differently through our Four Capital approach. Our team works with you to build your wealth across Four Capitals – Financial Matters, Physical Well-being, Intellectual Engagement, and Psychological Space. This post focuses on Financial Matters: Medicare premium adjustments in 2021. Medicare Part B premiums are automatically deducted from Social

Posted By Alyssa Yocom
November 19, 2020

Insurance & Risk Management

Now May be the Best Time for a Comprehensive Insurance Review

This might be the best time for you to undergo a comprehensive insurance review. With coronavirus-related shutdowns, you may find yourself spending more time at home. Perhaps you’ve had time to tackle some of your home improvement projects or you’ve completed items on your to-do list. Have you also reviewed your insurance program?  Firstly, in

Posted By Alyssa Yocom
August 21, 2020

Insurance & Risk Management

Maximize Your Insurance Program

Insurance premiums are on the rise across the country. Here are a few risk management strategies you can use to maximize your insurance.

Posted By Alyssa Yocom
June 18, 2020

Insurance & Risk Management

2020 Medicare Part B and D Premiums

As a part of Schultz Financial Group’s year-end tax planning process, we review our client’s tax returns and are cognizant of how small adjustments in adjusted gross income can have a large impact on annual Medicare premiums.

Posted By Alyssa Yocom
December 17, 2019

Insurance & Risk Management

Assignment of Benefits: Avoiding Contract Scams

Any time a client has a property loss that requires contractor engagement – and even more so following a natural disaster that creates an overabundance of restoration work in a specific region – homeowners should be wary of the Assignment of Benefits (AOB) clause in a contractor’s agreement.

Posted By Alyssa Yocom
September 16, 2019

Insurance & Risk Management

Auto Insurance GAP Coverage

It’s no secret that as soon as you drive a new car off the lot, it instantly begins depreciating in value. An auto depreciates the most in the first few years after it leaves the lot. For most consumers, this is not a major concern because they do not plan to sell their vehicle in the near future; but what if the vehicle was in an accident shortly after it was purchased and the insurance company deemed it a total loss? GAP insurance (guaranteed asset protection insurance) may help in these situations.

Posted By Schultz Financial Group Inc.
July 31, 2019