Credit Freeze, Lock, or Fraud Alert: What are the Differences?

If you’re a little worried about your credit report and identity theft in the midst of recent data breaches, we don’t blame you! The good news is there are several ways you can protect yourself and your hard-earned credit score. One action you can take is to freeze, lock, or put a fraud alert on your credit — but what are the differences amongst the 3 options?

How to Boost Creativity

When you think of your many character traits, is “creative” one of them, or do you need to put in effort to boost creativity? If you don’t identify yourself as a creative person, you may not have found a process for channeling your inner creativity that works best for you.  At Schultz Financial Group (SFG),

Tips for Preventing Fraud

Preventing fraud should be a high priority for everyone. Cyber criminals exploit our increasing reliance on technology. Methods used to compromise a victim’s identity or login credentials — such as malware, phishing, and social engineering — are becoming increasingly sophisticated and difficult to spot. A fraudster’s goal is to obtain information to access your accounts