Schultz Financial Group believes that true wealth comes from four capitals, one of which is Intellectual. One of your most important assets is your knowledge and experience, and this is an aspect we like to discuss with our clients during the financial planning process. With any life change, you have the ability to utilize your intellectual capital to its fullest potential.
In this day and age, it’s common to have a phone, a computer, a tablet, an iPod, and more digital devices that leave users susceptible to cybercrime. There is a lot you and your family can do to protect yourselves, so it’s important to discuss what measures you can take every now and then. With school starting back up, now is a perfect time to refresh.
The decision to carry earthquake insurance is purely personal and, oftentimes, is not an easy choice. Earthquake insurance is generally not included in your homeowners insurance policy, so it should be purchased as a separate policy or as an endorsement to your homeowners policy.